Free Consultation

Buying a home is your single most important financial decision. To start the process, one of our experienced Mortgage Consultants will give you a free consultation, either over the phone or in person. The number of loan programs continues to grow and program guidelines and underwriting requirements constantly change. By getting to know your situation, your Mortgage Consultant will help you choose loan options that make sense for you.

Some topics you and your Mortgage Consultant may talk about include:

1. Are you buying a home or refinancing?
2. Are you a first time homebuyer?
3. What are your financial circumstances?
4. Do you have future obligations such as college expenses, retirement, or care of elders?
5. How about your credit history?
6. If you have many liquid assets, would you think about making a large down payment?
7. How long would you plan to own the home?
8. Do you want a fixed payment amount or would you be comfortable with a payment that changes over time?
9. Are you self-employed?

It is a good idea for you to get your credit report now and to resolve any discrepancies that you might find.

Your Mortgage Consultant will work with you from this first consultation through every step of the loan process. After all, mortgages are all we do. We are experts.